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Fintech & Payments

EasyPaisa Integration

Accept EasyPaisa wallet and over-the-counter payments with AES-128 encrypted payloads, asynchronous webhook verification, and automated reconciliation — all fully compliant with SBP regulations.

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EasyPaisa — Pakistan's second payment giant

EasyPaisa by Telenor serves tens of millions of Pakistani users, particularly in Telenor's large subscriber base across rural and semi-urban Pakistan. For e-commerce platforms and digital services targeting a nationwide audience, accepting EasyPaisa alongside JazzCash is essential to capture close to 100% of the mobile-money market — the two wallets together represent the dominant share of digital payments in Pakistan outside bank cards.

EasyPaisa's OTC channel is especially powerful for businesses whose customers include people without smartphones or internet access. An agent-assisted payment allows a customer to walk into any EasyPaisa retailer with your reference number and pay in cash, with confirmation arriving at your webhook in near real time. Building this channel correctly requires proper payload encryption, MSISDN formatting, and asynchronous status handling — areas where many integrations fail.

A correct integration from day one

EasyPaisa v2 uses AES-128 CBC-mode payload encryption, which many developers implement incorrectly — leading to failed transactions, incorrect amounts, or security vulnerabilities. We implement the encryption layer with automated test vectors to verify correctness before a single transaction runs in sandbox. The result is an integration that works reliably from the first day in production.

The webhook architecture handles EasyPaisa's asynchronous notification pattern correctly, including idempotent processing to prevent double-fulfilment if the same callback is delivered more than once. A reconciliation job runs daily to catch any transactions that notified after webhook delivery failures, ensuring your finance team can close the books every day without manual reconciliation.

What's included

Wallet payment initiation
OTC payment channel
AES-128 payload encryption
Webhook verification & idempotency
Sandbox & production environments
Transaction status polling
Refund & dispute handling
Daily reconciliation job

Frequently asked questions

We support EasyPaisa Payment Gateway v2 APIs including InitiateTransaction, GetTransactionStatus, and refund endpoints, as well as the OTC collection flow.
Yes. We frequently implement both gateways in the same project with a unified payment abstraction layer. Adding the second gateway once the first is live typically takes 2–3 additional days.
All integrations include 30 days of post-launch support covering any gateway-side issues, payment discrepancies, or configuration changes required after go-live.
We build an idempotent webhook handler and a daily reconciliation job that polls EasyPaisa for transactions that did not trigger a successful webhook — so no payment is missed even during connectivity outages.

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